Table Of ContentTHE CALCUTTA REVIBW,
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December.
THE CALCUTTA REVILW ADVERTISER.
CONTENTS OF No. LXIYV.
I. Non-Regulation Justice.
if. Christian Orientalisin.
III. The Owner of the Soil.
IV. Bengali Barbers.
_V. The Economics of Public Works.
VIL The Examination System.
VIL. Vedie India.
VIL. Carey, Marshman and Ward.
IX. Critical Notices of Works on India and the Fast
published during the Quarter.
OPINIONS OF TIIK PRESS.
© The last Number of the Cudeuttu Review is a decidedly good
one, and worthy of the former reputation of that periodical. The
Articles are not very light ... but they have all, evidently, been
written by men of Indian experience, qualified to instruct those
they write for on subjects connected with this country.”—Phaw-
nix, July 29.
* The last Number of the Calcutta Review, though deficient in
lighter articles of general interest, is on the whole a very good
nuinber, and we are glad to sce that this publication, the only
one in which the non-professional writers in India find a place
for expressing their ideas, continues to be supported by on able
staff." Hurharu, August 6.
“ The last Number of the Calcutta Review, which has just been
received here, contains a good deal of solid, substantial, whole-
some, nourishing food for the intellect, mingled, however, with
some viands which we have found not very easy of digestion,"
Madras Athenaum, August 2.
‘“ The Calcitta Review No. UXTY. contains a large amount of
moet readable matter."— The Bombay Standard, September 2.
THE CALCUTTA REVIEW ADVERTISER,
UNIVE
ESTABLISHED IN LONDON AND CALCUTTA, 1834,
CONFIRMED BY SPECIAL ACT OF PARLIAMENT 6, WILLIAM IV.
CHAD 64,
INVESTED CAPITAL VOUN DS STERLING SLX HUNDRED AND
SEVENTY THOUSAND, OF WHICH FIFTY LACS OF
RUPRES ARE WELD BY THE INDIAN BRANCIL
EONDON OFFICE, No. 1, KING WILLIAM STREET.
INDIAN BRANCH
DIRECTORS,
CALCUTTA
WILLIAM JT, SMOULT, Esa, GEORCE BROWN, Ese.
EVWARD PALMER, Esq. . J. SCOTT ELLIOT, Esq,
JAMES WELCH, ESQ.
LOCAL DIRECTOR AT ALLATIABAD,— CECIL STEPHENSON, Esy,
PHYSICIAN,
ALLAN WEBB, Esg., M.D.
RENTS AND SECRETARIES,
is, BRADDON anv Company,
MADRAS AGENTS, BOMBAY AGENTS,
BALNDRIDUE anp Co. Messus. LECKIE anv Co,
ADDRESS
70
INDIAN AND ENGLISH ASSURERS,
1859.
In consequence of tho late fearful calamities caused by the Moti
Judia, and the severe ordeal to which all Assurance Offices comente
that Country have, thereby, been subjected, the Directors of tho Ui
consider that a brief aveount of itd late proceedings, and. af ita gr
ly satisfactory position (that ores having its af a
THE CALCUTTA REVIEW ADVERTISER.
ep t
will not be uninteresting to those who may have somo connection either
or indirect with thia office,
To all persons who aro likely to be intorested in contracts of Life Assur-
ance personally, or through others, the present communication, it is hopod,
tyly be ttecful as showing that the Univeasan is not only based on sooND
Pee 48 TO ITS RATLS, and possesses 4 LARGE Investep CaritaL, but
offers all othor advantages COMPATIBLE WITH PERTKO? sEoURITY, which
pala be sought for in any Assurance Office by o prudent Assurer, residing
ther in England or iu India,
‘The Universal Life Ausurance Society was established in the early part
ch the year 1804, for the parpovo of imparting to esidents in India, as well
48 to those in British Possessions olsowhere, tho eamo advantages of Life
Mesarence which it frrnushed to those residing in Great Britain.
‘fhe parent Institution being in Loudon, with Establishments at the
throo Prasidoncies uf India for granting Policies, the opportunity is afforded
‘of efecting Assuranves, in erther Country, as may best suit the convenienac
‘Thus, while the holder of Policy has the ailvantage of the extensive
knowicdge of Indian afiaurs possessed by the local Boards in India, and the
Babel of their vigilaut superintendence of the concerns of the Society, he
also the advantage of participatiug in tho profits of the Nuropean as
as the Indian itanch, and of the stability of an English as well ay an
Proprivtary, to guatantes the due payment of the Claim under suvh
he Directors of the Unrvensat appoal with confidence to the continued
fipest ef the Indian Community. The Untvensat was the first office to
dutrodace an mtrrovap system of Lifo Assurance inte a country where the
peoverbiully uncertain tonure of human life appeared imperatively to de-
dnd the creation of such an establishment ; and during the twenty-four
10 bas transacted business in India, the Directora have actually
elaizns to the Assurors in that country alone, amounting to the enor-
mous sum of 00,44,293 rupees, or £604,420,
Qa the subject of rates for India, the Directors have hitherto refrained
s the unrounded sasertions, that the Unrvangaz was not tho
Best office vihioh had the privilege {in order to fix these rates) of access to
Sho of the East India Company ; but ua such assertions are still
it forward, the Directors deem it their duty most explicitly to state
‘thay Unrvpsab wus the first to obtain that privilege (which it enjoyed
aay ) sb fax buck ax the year 1834,
renee intg the subject by again traci
gare ea let aes
mania of each gommencing with his fire
# lard, sad his sgtin, visting dle, up to the tims af his fal
; ee hide ntegeand also minutely working out the results of
THE CALCUTTA REVIEW ADVERTISER,
ly satisfactory, inasmuch as it fully confirms the-sqoneway' af the existing’
mates founded so far back as the year 1834, aud shows the rabtlhy of tee
ollice,
Lower Rates adopted by other offices more recently established, dra
Proven by the late disastrous events in India to be unromunerative, ib hee
ing uow found that, on the recent valuations of such offices, there aro NO
PROFITS WHATEVER TO DIVIDE among the Assurers, in reduction of thoie
premiums, The UNIVERSAL, instead of entering into a ruinous reco of com-
petition, has adhered to its steady and pradent course, and the result shows,
that, notwithstanding the late fearful occurrences in India, and the heavy
claims paid, it has been enabled to declare the same amount of divisible pro«
fits, in reduction of premiums, as in the two preceding years. Had it not«
beon for those unlooked-for calamities, those profits would have been
larger; the actual reduction, however, was one-third from the amount
the Original Premiums paid, and this must be considered in the
degree satisfactory, This large return to the Policy-holders, the
confidently hope, will not ouly bo continued, but if tho support of (hs
Indian Community is freoly accorded, will be materially sueremed.
The result, as now ascertained, fully demonstrates further, that the Tables,
for India published by the Unrversat represent a fair and equitablé moae
sure of the risk incurred ; while they'give both seourity and pecuniary a
vantages to the Assured.
In alt Aorvaretr SiFitions the first and pargmount objcot is spobRiiay
on which may depend the ultimate happiness or misery of thousands 5 ¢hd i
oust be borne in mind that Assurers are not too highly rated by tha Uui«
versat to obtain this, to thom, essential gbject, inasmuch as, if i
subscriptions prove more than-adoquate to cover the general rinks, Sit ab!
CESS IS RETURNED to them (when entitled to participate in profit) age
NUALLY, IN THA SHAPE QF PROFITS, without having to wait, as in other
for the subsequent periodical return of five yoars before another
takes place ; an advantage of vital importance in a country Ike q
where so many of tho Assured may not outlive such subsequent
expectation.
The attention of Indian Assurers is particularly called to the aiventogys
offered by this Society on THEIR RéTtRN To EvRorg, whea, W] et
notice to the office of thoir arrival, THEIR PREMIUMS ARB RAD' ‘ti
Enanise RaTus (when they fall due after such notice); CORRESPONDING W2ttt
wee AGE WHEN THE ASSURANOB WAS EFFECTED WITHOU! BEFEARVOP XO
THEIR STATE OF HEALTH, and without ANY MEDICAL RXAMINATION
Policies taken out in England may be continued in Indus, or thes
out ‘in India may be continued in England, and Preminmy and
be paid in either country, on definite and equitsble terms, nN
All further Partioulars may be obtained:on application te
Mngsrs. BRADDON & Co, ..
Mussng. BAINBRIDGE & Co,
Esa,
Caloutta, Wo. %4, Strand,
“Se 7, 1850,
sagt Bapeembe
