Table Of ContentED
GBD HONG KONG MONETARY AUTHORITY TN
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What are Personal Digital Keys?
In be cigial world, account losin c1ocenlias and personal inlormation are
your porsona eigila x0yS. They 210 a8 imparlan| as tne x2y6 le your hams,
ane should ue weil praléeled.I'such inlarmajon is siclon by lrauesiars thoy
may disguise you (0 log inlo your Inlerneumobile. oanking or c-wallol
{colcolvey hrown a6 “digtal “nancial servicvs* thevealter) accounts,
Fesuling i nancial ss, Remembor la keep your personal digital keys
satel
Examples of personal digital ey:
Keup)Your PersonalDigitallKays Sate ol
wy ong kone ee ont
Smart Tips on Protection of Personal Digital Keys
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Wher submitting your personal information online, for
example diving online shopping. ensure the website is
reliabe.
Do not use unknovin WLFI or oubl ¢ computer to acoess
Intecretimobile banking and e-wallet services.
Propady pecteet your computers ne moni phones. sed
for periarming online transaminas ¢relading dine
financial seinen)
Rewermbur lo dole al infarmaion in a mobile arom
oto changing your phone,
Pay arention foaled messi fram yeur bark. I yeu
ignate then, yeu may not be wware ten whan your
count ale
Passwords should be hard to gues und should be
‘hunged regularly. De not use the sume pasword fora
‘uceeunts of dyitel francel services
(Contact the bank a digit! financial sendoe provider if you
suspect that personel nformaton has o¢en stale.
Major Tips on Protection of
Your Computers and Mobile Phones
Passwords
Set hard-to-quess passwords for your computer and mobile
Phone arc change the passwords perodicaly. Use citferent
passwords across various devices and online services. Da
hor share your passwords with others. Activate the
aue-lock funetion on your computer ang moa le pore.
Secure systems and software
Use ine latest versions o/ oporating system, Inte-nevmobite
banking and c-wallel mobile apaiealions (gps) and
browser. Do nol jailoreak or raat your mobile anane oF
labie.. Download and upgrace your Agas irom allcial Apo
Siaies oF foiable sources only. Install are update promptly
Iho latest soourily sollware and seeurily palenes. 88ck ub
impattant dala
Beware of malicious software programme
Think Belore You Glick ~ Do nol cownload oF open
suspicious lies, browse suspicicus webs (28. or aick on the
hyperirks and allachments trom ques.iovase sources
feo. emails. inslant messaging. SME messages and OR
codes
Always slay alest and beware o| haucslers who aigguise
Inemselves a8 repulotle business websiles cr persons,
eslablish Iraudulent wetsiles or emails thal 100% like the
Diicial ones. oF wick users inlo clicking on Myperlinks oF
aulaccrreris crin clner loimal 20 as to sieal users’ personal
Information. When in doual, you should lype the ccrvect
websile addiess in your wfowser and avoid clicking
Suspicious hygertinks,
Network functions
Cisable any wioless nclnerk Unelions eg. WHF, Blvelaaln and
NEC) nol in vse. Choose any susled and anc'yplod nalworks
winon using WF anc reTe\e ary unncaEssary WF carnelion
solings.
Major Safety Tips on Using Digital Financial Services
Login process
Bowers of any unusual leyin seiesn or process (ey. a
Suspivous pop-up windaw or lequast for proding
scetcral garsonal informuticr) and whethar anyone is
frying te pak at your password. Lay out immediatly after
Login credentials
Sel a password thal is dificult lo quess and aitterent tom
Ine ones far olher anline seivices, The lagin aasewurd
should be changed regulary and shou naver v2 slorec on
compulers, mobile shones, placed in plain sight er be
cisclosed Casually Lo thie oarly Apps.
Use twa factor authentication for accessing digital financial
services cecounts if possible and seek to understané the
operations. Protect your devices used for :vo factor
authentication fe.g. security tokens or mobile phores)
Payments and funds transfers
Carefully check payee fifrmatian (eg. mubiie phone
botwre vonfinniny gayrions and turds iansfers, Sel
appropriate thaisactin tts,
Computers and mobile phones
Protest your computer ad moble phene far logging into the
Giaital nancial serioes accourts, Avo! using pualic compaters
oF publio WiFi to access those senvoes. ved sng Ofer
Cevioes to losin to dita francal services. accounts, or share
your cevices with others,
§9O 8
Digital financial service website and Apps
Digtal Financia) servioss should be wboesiod by entering te
acpectva servos provider abla avdrass dry, or using &
bookrare othe ralatsé motle Apo. Naver login ar pravide your
personal ifm (induing your login credentials, crac std
Drsdentils and one-time pssvcads) Brough unepsesd oF
Suspicious websites, sny hypetinks er atsciments embdeat in
tails or from webs
Messages from hanks
Check your tank's alt messaras ard ater messages in tinal
inner wal vary your tansactor records. Contact your bal
immecisely ncase of any susp ous stustians. Bank emp yes
‘sil not ase for any sensitive personal ivormirion isd
assets) rough phone als arenas
