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About Lecture Note 4 - Basics of Bank Lending PDF
The document provides an overview of the basics of bank lending. It discusses bank lending as both an art and a science, with lenders needing to gather information and make judgements about credit risk. The five key factors lenders consider when evaluating borrowers' creditworthiness - known as the Five C's of Credit - are character, capacity, capital, conditions, and collateral. The document also outlines the basic principles and considerations lenders use to determine a borrower's ability and likelihood to repay a loan.
Detailed Information
Author: | ['phillip chirongwe'] |
---|---|
Publication Year: | 2020 |
Pages: | 11 |
Language: | English |
Format: | |
Price: | FREE |
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