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Investment Industry Claims Debunked: Smart Personal Finance Management For Ordinary Folks, Before and After Retirement PDF

387 Pages·2022·6.4547 MB·other
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by Kurshan, Robert P.| 2022| 387 pages| 6.4547| other

About Investment Industry Claims Debunked: Smart Personal Finance Management For Ordinary Folks, Before and After Retirement

This book is for people who want to know what to do with the money they save: so that it’s there when they need it — to buy a home, pay for college, etc. — but also grows enough so they don’t outlive it. The investment industry is fixated on the importance of maintaining a “balance” of stocks and bonds, shifting to more bonds as one ages. This book challenges this belief by arguing that what’s actually important is to have just enough bonds and cash to support spending needs from a stable source, and to replenish these through the sale of stocks at propitious times when the stock market is not depressed. It features simple mathematical calculations, an explanation of basic financial objects like stocks, bonds, ladders, CDs, ETFs, or annuities, a discussion of how to evaluate financial risk, examinations of insurance, fraud deterrence, dollar cost averaging, benefits of a mortgage, risks of a pension, and general advice about healthcare. Although the book is written to be accessible to those with little or no prior knowledge of finance, the studies and conclusions presented here benefit a multitude of financial investors.

Detailed Information

Author:Kurshan, Robert P.
Publication Year:2022
ISBN:3030767086
Pages:387
Language:other
File Size:6.4547
Format:PDF
Price:FREE
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