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About I. General: Insurance - de Los Reyes - Atty. Agas
I. Insurance refers to a contingent event that may or may not happen, while assurance refers to an event that must happen. Insurance transfers risk through a legally binding contract in exchange for premium payments. II. An insurance contract is an agreement where one party agrees to indemnify another for loss, damage, or liability from an unknown event in exchange for consideration. Key elements include indemnity, voluntary risk assumption, consent of both parties, conditional coverage, and risk pooling through premiums. III. The Civil Code applies supplementally to issues not covered by the Insurance Code. A valid contract under the Civil Code requires consent, certain object, and consideration. Acceptance must be communicated to the offeror for a
Detailed Information
| Author: | ['chan.a'] |
|---|---|
| Publication Year: | 2021 |
| Pages: | 8 |
| Language: | English |
| Format: | |
| Price: | FREE |
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