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About Final PHD Thesis November 2017
This thesis examines financial inclusion in sub-Saharan Africa using data from the Global Findex and FinAccess surveys. It analyzes determinants and constraints to financial inclusion across countries in the region. It also studies factors that influence savings mobilization and credit access in Kenya and Tanzania. Finally, it examines the potential effect of financial innovation on household welfare. The thesis finds that country differences explain over 10% of account ownership variation. At lower incomes, earnings are less associated with account ownership. Mobile accounts are more associated with earnings and serve lower-income individuals. Age is negatively associated with account ownership. Financial inclusion barriers like low income, service costs and access points are associated with lower socioeconomic status. Promoting branchless banking holds
Detailed Information
| Author: | ['Rjendra Lamsal'] |
|---|---|
| Publication Year: | 2020 |
| Pages: | 202 |
| Language: | English |
| Format: | |
| Price: | FREE |
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