ebook img

Credit and Community: Working-Class Debt in the UK since 1880 PDF

318 Pages·2009·1.728 MB·English
Save to my drive
Quick download
Download

Download Credit and Community: Working-Class Debt in the UK since 1880 PDF Free - Full Version

by Sean O'Connell| 2009| 318 pages| 1.728| English

About Credit and Community: Working-Class Debt in the UK since 1880

Credit and Community examines the history of consumer credit and debt in working class communities. Concentrating on forms of credit that were traditionally very dependent on personal relationships and social networks, such as mail-order catalogues and co-operatives, it demonstrates how community-based arrangements declined as more impersonal forms of borrowing emerged during the twentieth century. Tallymen and check traders moved into doorstep money-lending during the 1960s, but in subsequent decades the loss of their best working class customers, owing to increased spending power and the emergence of a broader range of credit alternatives, forced them to focus on the 'financially excluded'. This 'sub-prime' market was open for exploitation by unlicensed lenders, and Sean O'Connell offers the first detailed historical investigation of illegal money-lending in the UK, encompassing the 'she usurers' of Edwardian Liverpool and the violent loan sharks of Blair's Britain. O'Connell contrasts such commercial forms of credit with formal and informal co-operative alternatives, such as "diddlum clubs," "partners," and mutuality clubs. He provides the first history of the UK credit unions, revealing the importance of Irish and Caribbean immigrant volunteers, and explains the relative failure of the movement compared with Ireland. Drawing on a wide range of neglected sources, including the archives of consumer credit companies, the records of the co-operative and credit union movements, and government papers, Credit and Community makes a strong contribution to historical understandings of credit and debt. Oral history testimony from both sides of the credit divide is used to telling effect, offering key insights into the complex nature of the relationship between borrowers and lenders.

Detailed Information

Author:Sean O'Connell
Publication Year:2009
ISBN:9780199263318
Pages:318
Language:English
File Size:1.728
Format:PDF
Price:FREE
Download Free PDF

Safe & Secure Download - No registration required

Why Choose PDFdrive for Your Free Credit and Community: Working-Class Debt in the UK since 1880 Download?

  • 100% Free: No hidden fees or subscriptions required for one book every day.
  • No Registration: Immediate access is available without creating accounts for one book every day.
  • Safe and Secure: Clean downloads without malware or viruses
  • Multiple Formats: PDF, MOBI, Mpub,... optimized for all devices
  • Educational Resource: Supporting knowledge sharing and learning

Frequently Asked Questions

Is it really free to download Credit and Community: Working-Class Debt in the UK since 1880 PDF?

Yes, on https://PDFdrive.to you can download Credit and Community: Working-Class Debt in the UK since 1880 by Sean O'Connell completely free. We don't require any payment, subscription, or registration to access this PDF file. For 3 books every day.

How can I read Credit and Community: Working-Class Debt in the UK since 1880 on my mobile device?

After downloading Credit and Community: Working-Class Debt in the UK since 1880 PDF, you can open it with any PDF reader app on your phone or tablet. We recommend using Adobe Acrobat Reader, Apple Books, or Google Play Books for the best reading experience.

Is this the full version of Credit and Community: Working-Class Debt in the UK since 1880?

Yes, this is the complete PDF version of Credit and Community: Working-Class Debt in the UK since 1880 by Sean O'Connell. You will be able to read the entire content as in the printed version without missing any pages.

Is it legal to download Credit and Community: Working-Class Debt in the UK since 1880 PDF for free?

https://PDFdrive.to provides links to free educational resources available online. We do not store any files on our servers. Please be aware of copyright laws in your country before downloading.

The materials shared are intended for research, educational, and personal use in accordance with fair use principles.