Complete 2005 Report - PDF

19 Pages·2008·0.53 MB·English

by  Denise Andrews

FEDERAL DEPOSIT INSURANCE CORPORATION

MERGER DECISIONS

ANNUAL REPORT TO CONGRESS

Bank Merger Act Reporting Requirements
January 01, 2005 through December 31, 2005

All of the following Merger applications have been approved by the FDIC during the year 2005.
With regard to each of these applications, the FDIC considered and found favorably with respect
to the statutory factors involved, including the financial and managerial resources; future
prospects; convenience and needs of the community to be served; and the effectiveness of each
depository institution involved in the merger in combating money laundering activities.

The FDIC has requested reports regarding the competitive factors from the Attorney General and
other Federal banking agencies. The reports provided by the Attorney General and comments
received from the other Federal banking agencies indicated that the proposed transactions would
not have a significant adverse effect on competition.

In each case, the FDIC has determined: (1) that the transaction would not result in a monopoly
or further any combination or conspiracy to monopolize or to attempt to monopolize the business
of banking in any part of the United States; and (2) that the transaction would not have the effect
in any section of the country to substantially lessen competition or tend to create a monopoly or
in any other manner restrain trade, unless the anticompetitive effects of the transaction were
clearly outweighed in the public interest by the probable effect of transaction in meeting the
convenience and needs of the community to be served.

Note: Additional copies of this Report can be downloaded from the FDIC's Public Information
Center's web site at www.fdic.gov/news/publications/public/index.html
Regular Mergers

Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application
City, State (000's) City, State Acquired Acquired Approved Reply Date Number
(000's)

West Alabama Bank & Trust 356,386 16175 Merchants & Farmers Bank 71,344 3 16743 12/09/2005 11/18/2005 20052539
REFORM, AL MILLPORT, AL

Citizens Bank & Savings Company 553,762 15310 Colonial Bank, National Association 53,431 4 9609 06/08/2005 05/03/2005 20050417
RUSSELLVILLE, AL MONTGOMERY, AL

1st Bank Yuma 69,962 57298 Compass Bank 17,340 2 19048 10/17/2005 08/30/2005 20052197
YUMA, AZ BIRMINGHAM, AL

Premier Valley Bank 192,791 57098 Yosemite Bank 160,850 4 22486 03/14/2005 03/03/2005 20050293
FRESNO, CA MARIPOSA, CA

Fullerton Community Bank, FSB 495,889 28449 Wescom Credit Union 19,100 0 03/21/2005 03/08/2005 20050049
FULLERTON, CA PASADENA, CA

Guaranty Bank of California 151,642 22366 Sincere Federal Savings Bank 53,948 2 31992 04/08/2005 03/31/2005 20050527
LOS ANGELES, CA SAN FRANCISCO, CA

Citizens Business Bank 4,345,507 21716 Granite State Bank 112,771 2 25144 01/10/2005 12/22/2004 20043270
ONTARIO, CA MONROVIA, CA

Bank of the West 40,955,966 3514 Commercial Federal Bank 10,384,663 199 30341 10/06/2005 08/23/2005 20051945
SAN FRANCISCO, CA OMAHA, NE

Commercial Federal Corporation 908,000 0
OMAHA, NE

United Commercial Bank 6,484,619 32469 Pacifica Bank 164,279 2 34829 08/12/2005 07/27/2005 20051824
SAN FRANCISCO, CA BELLEVUE, WA

United Commercial Bank 7,032,656 32469 Asian American Bank & Trust Company 127,121 3 33825 10/14/2005 09/20/2005 20052447
SAN FRANCISCO, CA BOSTON, MA

United Commercial Bank 7,338,262 32469 Great Eastern Bank 320,510 5 26673 12/20/2005 12/02/2005 20053141
SAN FRANCISCO, CA NEW YORK, NY

Savings Bank of Mendocino County 682,749 8011 Westamerica Bank 40,665 1 3430 04/14/2005 04/12/2005 20050655
UKIAH, CA SAN RAFAEL, CA

Alpine Bank 1,581,294 23091 First National Bank 149,335 4 33699 11/22/2005 11/18/2005 20052966
GLENWOOD SPRINGS, CO TELLURIDE, CO

Colorado East Bank & Trust 288,504 3027 Peoples National Bank Colorado 27,890 2 16409 09/07/2005 08/23/2005 20052078
LAMAR, CO COLORADO SPRINGS, CO

NewAlliance Bank 6,237,945 18261 Trust Company of Connecticut 5,866 0 05/25/2005 05/16/2005 20050998
NEW HAVEN, CT HARTFORD, CT

NewAlliance Bank 6,465,577 18261 Cornerstone Bank 230,230 7 26006 09/21/2005 07/15/2005 20051719
NEW HAVEN, CT STAMFORD, CT

WashingtonFirst Bank 55,459 57696 Greater Atlantic Bank 8,223 1 32583 02/23/2005 01/31/2005 20050037
WASHINGTON, DC RESTON, VA

Commercebank, National Association 4,109,795 22953 Banco de Sabadell S.A. 27,388 0 12/15/2005 10/25/2005 20052617
CORAL GABLES, FL MIAMI, FL

Synovus Bank of Tampa Bay 367,065 34172 CapitalSouth Bank 57,704 1 22130 06/24/2005 06/06/2005 20060865
SAINT PETERSBURG, FL BIRMINGHAM, AL

Regular Mergers (Page 1 of 6, of 115 records)
Data Date(s) 01/01/2005 to 12/31/2005
Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application
City, State (000's) City, State Acquired Acquired Approved Reply Date Number
(000's)

Synovus Bank of Tampa Bay 367,065 34172 First Tennessee Bank, National 194,244 1 4977 06/24/2005 06/06/2005 20060867
SAINT PETERSBURG, FL Association
MEMPHIS, TN

Wauchula State Bank 475,514 8021 CITRUS BANK, NATIONAL 8,420 1 32918 09/13/2005 08/30/2005 20052062
WAUCHULA, FL ASSOCIATION
VERO BEACH, FL

United Security Bank 64,326 22286 NetBank 909 32575 01/27/2005 01/14/2005 20043372
SPARTA, GA ALPHARETTA, GA

Midwest Heritage Bank, FSB 115,237 4432 Community America Credit Union 3,443 3 0 12/08/2005 12/02/2005 20053104
CHARITON, IA KANSAS CITY, MO

Great Western Bank 599,192 35516 UMB Bank, National Association 6,527 8273 06/07/2005 06/06/2005 20051143
CLIVE, IA KANSAS CITY, MO

Cresco Union Savings Bank 223,203 18443 Peoples Savings Bank 31,358 1 5818 09/02/2005 08/23/2005 20051985
CRESCO, IA CHARLES CITY, IA

Farmers State Bank 78,702 5797 Valley Bank 8,417 1 10450 10/27/2005 10/07/2005 20052656
NORTHWOOD, IA MOLINE, IL

Mountain West Bank 629,205 33844 Zions First National Bank 7,987 1 2270 04/25/2005 04/12/2005 20050669
COEUR D ALENE, ID SALT LAKE CITY, UT

Morton Community Bank 1,138,774 18429 Pekin Savings Bank 119,674 2 30775 11/08/2005 11/04/2005 20052757
MORTON, IL PEKIN, IL

First Bank & Trust, S.B. 228,593 29786 Rantoul First Bank, s.b. 30,752 1 30590 08/23/2005 07/15/2005 20051758
PARIS, IL RANTOUL, IL

Wemple State Bank 42,276 12393 UMB Bank, National Association 6,117 1 8273 09/14/2005 08/30/2005 20052199
WAVERLY, IL KANSAS CITY, MO

Peoples State Bank of Francesville 142,326 197 State Bank of Oxford 71,047 3 14680 09/22/2005 09/09/2005 20052222
FRANCESVILLE, IN OXFORD, IN

MainSource Bank 1,185,982 5766 The Madison Bank and Trust Company 213,157 2 4399 07/05/2005 06/05/2005 20051066
GREENSBURG, IN MADISON, IN

Farmers State Bank 337,157 14578 The First National Bank of Fremont 97,666 6 4342 10/14/2005 09/20/2005 20052315
LAGRANGE, IN FREMONT, IN

The New Washington State Bank 201,717 13305 Springs Valley Bank & Trust Company 5,576 1 4419 04/28/2005 04/22/2005 20050822
NEW WASHINGTON, IN FRENCH LICK, IN

First State Bank, Southwest Indiana 83,064 33949 Peoples Community Bank 35,214 2 28200 08/31/2005 08/23/2005 20051963
TELL CITY, IN TELL CITY, IN

Hillcrest Bank 1,195,073 22173 First State Bank of Hill County 2,000 1 3353 10/27/2005 10/07/2005 20052569
OVERLAND PARK, KS MOUNT CALM, TX

Centera Bank 143,605 16436 The Peoples State Bank, of Minneola, 12,113 1 10923 10/28/2005 10/25/2005 20052669
SUBLETTE, KS Kansas
MINNEOLA, KS

VisionBank 5,800 58000 Western National Bank 15,490 2 34080 03/24/2005 01/10/2005 20043395
TOPEKA, KS LENEXA, KS

Independence Bank of Kentucky 485,242 8136 South Central Bank of Daviess County, 175 1 33963 04/25/2005 04/12/2005 20050677
OWENSBORO, KY Inc.
OWENSBORO, KY

Regular Mergers (Page 2 of 6, of 115 records)
Data Date(s) 01/01/2005 to 12/31/2005

3
Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application
City, State (000's) City, State Acquired Acquired Approved Reply Date Number
(000's)

Community Trust Bank 453,374 12614 First United Bank 105,424 3 12606 11/30/2005 11/08/2005 20052869
CHOUDRANT, LA FARMERVILLE, LA

The Peoples State Bank 298,858 8801 First State Bank 1 1 3272 11/03/2005 10/07/2005 20052488
MANY, LA ITALY, TX

Berkshire Bank 1,309,371 23621 Woronoco Savings Bank 918,890 10 90301 04/22/2005 04/12/2005 20050632
PITTSFIELD, MA WESTFIELD, MA

Mercantile-Safe Deposit and Trust 4,663,100 20347 Community Bank of Northern Virginia 879,900 14 33583 04/28/2005 03/31/2005 20050558
Company STERLING, VA
BALTIMORE, MD

Fifth Third Bank 38,983,151 993 First National Wealth Management 3,544 57790 02/16/2005 12/17/2004 20043261
GRAND RAPIDS, MI Company
NAPLES, FL

Community Central Bank 390,468 34234 River Place Financial Corp. 4,214 91316 06/08/2005 05/16/2005 20051080
MOUNT CLEMENS, MI DETROIT, MI

Security State Bank of Lewiston 84,807 10201 Rushford State Bank (Incorporated) 1,785 1 11411 02/17/2005 01/31/2005 20043480
LEWISTON, MN RUSHFORD, MN

Farmers State Bank 162,055 13897 UMB Bank, National Association 16,583 2 8273 08/01/2005 07/27/2005 20051745
CAMERON, MO KANSAS CITY, MO

First Missouri State Bank of Cape County 6,000 58230 First Missouri State Bank 64,245 3 8282 12/20/2005 10/07/2005 20052318
CAPE GIRARDEAU, MO POPLAR BLUFF, MO

Sun Security Bank 291,378 20115 SolutionsBank 106,851 8 4731 12/13/2005 11/04/2005 20052816
ELLINGTON, MO OVERLAND PARK, KS

Premier Bank 690,625 34016 The Oaks Bank & Trust Company 375 1 26264 12/02/2005 11/04/2005 20052837
JEFFERSON CITY, MO DALLAS, TX

The Bank of Fairport 19,732 9377 UMB Bank, National Association 3,038 1 8273 07/20/2005 07/15/2005 20051517
MAYSVILLE, MO KANSAS CITY, MO

Great Southern Bank 1,907,199 29546 Peoples Bank of the Ozarks 35,020 3 1650 06/27/2005 06/06/2005 20051300
REEDS SPRING, MO NIXA, MO

Mid-Missouri Bank 397,904 15584 First Tennessee Bank, National 53,598 1 4977 11/03/2005 10/25/2005 20052726
SPRINGFIELD, MO Association
MEMPHIS, TN

Bank of Weston 81,424 1418 UMB Bank, National Association 3,500 1 8273 07/15/2005 07/15/2005 20051654
WESTON, MO KANSAS CITY, MO

State Bank & Trust Company 601,986 8878 First Bank 103,960 4 22228 02/01/2005 01/31/2005 20043436
GREENWOOD, MS BATON ROUGE, LA

BancorpSouth Bank 10,825,364 11813 American State Bank 341,931 11 5617 11/01/2005 10/07/2005 20052601
TUPELO, MS JONESBORO, AR

Stockman Bank of Montana 1,042,257 16191 First State Bank 8,045 1 11016 09/30/2005 09/20/2005 20052302
MILES CITY, MT THOMPSON FALLS, MT

Laconia Savings Bank 754,779 18012 Village Bank & Trust Company 81,183 1 23675 06/03/2005 05/24/2005 20051043
LACONIA, NH GILFORD, NH

Unity Bank 576,414 33503 interState Net Bank 21,709 1 57107 10/07/2005 09/20/2005 20052370
CLINTON, NJ CHERRY HILL, NJ

Regular Mergers (Page 3 of 6, of 115 records)
Data Date(s) 01/01/2005 to 12/31/2005

4
Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application
City, State (000's) City, State Acquired Acquired Approved Reply Date Number
(000's)

First Republic Bank 8,458,564 26665 First Signature Bank and Trust Company 516,876 2 26479 12/08/2005 10/25/2005 20052606
LAS VEGAS, NV PORTSMOUTH, NH

Bank of Tokyo-Mitsubishi Trust 4,531,914 19553 UFJ Bank Limited, New York Branch 150,000 0 08/26/2005 08/12/2005 20051966
Company NEW YORK, NY
NEW YORK, NY

Woori America Bank 781,919 24920 South Coast Commercial Bank 2,000 1 26015 11/02/2005 09/19/2005 20052594
NEW YORK, NY IRVINE, CA

Falls Interim Savings Bank 0 Falls Bank 81,780 2 34920 11/10/2005 09/20/2005 20052714
BOWLING GREEN, OH STOW, OH

Oak Hill Banks 1,008,346 6683 Lawrence Federal Savings Bank 120,236 5 27933 02/11/2005 01/14/2005 20043391
JACKSON, OH IRONTON, OH

Geauga Savings Bank 410,352 32287 Pan American Bank, FSB 71,800 33895 01/19/2005 01/10/2005 20043288
NEWBURY, OH BURLINGAME, CA

First United Bank and Trust Company 1,103,924 4239 Farmers & Merchants State Bank of Krum 155,255 4 16674 03/09/2005 03/09/2005 20050525
DURANT, OK KRUM, TX

First United Bank and Trust Company 1,294,714 4239 Southwestern Bank 117,622 2 19181 11/10/2005 11/04/2005 20052668
DURANT, OK OKLAHOMA CITY, OK

Rose Rock Bank 63,600 58058 Gold Bank 373,068 7 13155 05/11/2005 04/12/2005 20050712
OKLAHOMA CITY, OK LEAWOOD, KS

Pacific Continental Bank 553,938 20774 Northwest Business Bank 143,479 2 34893 11/01/2005 10/25/2005 20052788
EUGENE, OR SEATTLE, WA

The Commerce Bank of Oregon 20,000 58223 First Consumers National Bank 33,030 27410 10/04/2005 08/30/2005 20052219
PORTLAND, OR LAKE OSWEGO, OR

Keystone Nazareth Bank & Trust 2,391,552 28166 First Federal Bank 830,059 17 29492 04/25/2005 03/03/2005 20050444
Company HAZLETON, PA
BETHLEHEM, PA
Northeast Pennsylvania Trust Company 1,100 0
HAZLETON, PA

Clearfield Bank & Trust Company 298,200 11116 First Commonwealth Bank 15,600 1 7468 05/05/2005 04/22/2005 20050768
CLEARFIELD, PA INDIANA, PA

Clearfield Bank & Trust Company 306,428 11116 First Commonwealth Bank 107,674 6 7468 10/11/2005 09/20/2005 20052453
CLEARFIELD, PA INDIANA, PA

The Legacy Bank 319,571 35204 The Harleysville National Bank and Trust 14,981 1 7516 02/07/2005 01/31/2005 20043515
HARRISBURG, PA Company
HARLEYSVILLE, PA

Fulton Bank 4,562,327 7551 Susquehanna Bank PA 14,753 7579 11/09/2005 11/04/2005 20052675
LANCASTER, PA LITITZ, PA

Community Banks 1,947,408 12984 Blue Ball National Bank 1,144,241 19 7411 03/16/2005 02/17/2005 20050253
MILLERSBURG, PA BLUE BALL, PA

Minersville Safe Deposit Bank and Trust 98,958 15145 Mid Penn Bank 4,600 9889 01/07/2005 01/07/2005 20043165
Company MILLERSBURG, PA
MINERSVILLE, PA

Standard Bank, PaSB 265,269 27757 The Hoblitzell National Bank of Hyndman 71,239 4 7535 11/09/2005 10/25/2005 20052723
MURRYSVILLE, PA HYNDMAN, PA

Regular Mergers (Page 4 of 6, of 115 records)
Data Date(s) 01/01/2005 to 12/31/2005

5
Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application
City, State (000's) City, State Acquired Acquired Approved Reply Date Number
(000's)

Beneficial Mutual Savings Bank 2,428,237 15697 Northwood Savings Bank 9,366 35034 10/24/2005 07/27/2005 20051906
PHILADELPHIA, PA PHILADELPHIA, PA

NOVA Savings Bank 416,645 27148 Susquehanna Patriot Bank 25,443 1 6443 10/13/2005 08/03/2005 20052108
PHILADELPHIA, PA MARLTON, NJ

Northwest Savings Bank 5,948,816 28178 Equinox Bank, FSB 90,384 1 34871 08/25/2005 08/08/2005 20051971
WARREN, PA PEMBROKE PINES, FL

Affinity Bank of Pennsylvania 92,440 57478 Susquehanna Patriot Bank 412,000 1 6443 11/28/2005 11/04/2005 20052898
WYOMISSING, PA MARLTON, NJ

First Citizens Bank and Trust Company, 4,293,648 15504 People's Community Bank of South 122,025 3 34529 01/14/2005 01/10/2005 20043213
Inc. Carolina
COLUMBIA, SC AIKEN, SC

People's Community Capital Corporation 0
AIKEN, SC

First Citizens Bank and Trust Company, 4,293,648 15504 Mutual Savings Bank 15,436 3 29999 01/14/2005 01/10/2005 20043317
Inc. HARTSVILLE, SC
COLUMBIA, SC

First Citizens Bank and Trust Company, 4,389,965 15504 Summit Financial Corporation 0 05/05/2005 04/22/2005 20050756
Inc. GREENVILLE, SC
COLUMBIA, SC
Summit National Bank 317,843 4 33003
GREENVILLE, SC

Great Western Bank 1,096,425 15289 Security Bank, Madison, South Dakota 142,957 3 16220 12/28/2005 12/14/2005 20053177
WATERTOWN, SD MADISON, SD

First South Bank 275,883 9170 First Tennessee Bank, National 72,492 2 4977 11/09/2005 10/25/2005 20052718
BOLIVAR, TN Association
MEMPHIS, TN

The Bank of Bolivar 53,431 14671 Colonial Bank, National Association 83,085 3 9609 06/08/2005 05/03/2005 20050485
BOLIVAR, TN MONTGOMERY, AL

Citizens Tri-County Bank 311,872 20818 Cumberland Bank 27,395 2 31916 06/14/2005 06/06/2005 20051311
DUNLAP, TN FRANKLIN, TN

Greene County Bank 1,372,732 895 Old National Bank 158,206 5 3832 09/16/2005 09/09/2005 20052194
GREENEVILLE, TN EVANSVILLE, IN

Heritage Community Bank 42,348 57656 National Bank of Tennessee 6,230 1 17847 05/26/2005 05/16/2005 20051014
GREENEVILLE, TN NEWPORT, TN

Bank of Tennessee 491,204 21573 Priority Mortgage 239 0 09/23/2005 09/20/2005 20052261
KINGSPORT, TN KINGSPORT, TN

Bank of the South 265,353 57152 Academy Bank 42,318 1 35559 05/13/2005 05/03/2005 20050841
MOUNT JULIET, TN LEBANON, TN

Prosperity Bank 2,707,857 16835 FirstCapital Bank, ssb 770,974 28 30448 01/13/2005 12/22/2004 20043212
EL CAMPO, TX CORPUS CHRISTI, TX

Prosperity Bank 3,446,051 16835 First State Bank, Grapeland, Texas 72,976 2 11910 11/03/2005 10/07/2005 20052643
EL CAMPO, TX GRAPELAND, TX

The Citizens National Bank of Hillsboro 77,284 3255 Colonial Trust Company 10,093 1 90409 05/16/2005 05/16/2005 20050781
HILLSBORO, TX HILLSBORO, TX

Regular Mergers (Page 5 of 6, of 115 records)
Data Date(s) 01/01/2005 to 12/31/2005

6
Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application
City, State (000's) City, State Acquired Acquired Approved Reply Date Number
(000's)

Franklin Bank, S.S.B. 3,477,922 26870 The First National Bank of Athens 217,720 4 3080 03/15/2005 03/03/2005 20050247
HOUSTON, TX ATHENS, TX

Franklin Bank, S.S.B. 3,477,922 26870 Elgin Bank of Texas 84,471 3 3185 04/05/2005 03/22/2005 20050507
HOUSTON, TX ELGIN, TX

Franklin Bank, S.S.B. 4,296,454 26870 Washington Mutual Bank 42,395 5 32633 08/19/2005 08/12/2005 20051890
HOUSTON, TX STOCKTON, CA

The First State Bank 135,039 17588 First Victoria National Bank 6,181 1 5570 09/08/2005 08/30/2005 20052127
LOUISE, TX VICTORIA, TX

First State Bank Central Texas 648,903 11151 First National Bank of Hamilton 37,027 2 3242 09/23/2005 09/09/2005 20052171
TEMPLE, TX HAMILTON, TX

First State Bank of Uvalde 378,306 9978 Union State Bank 3,246 1 16686 09/02/2005 08/23/2005 20051923
UVALDE, TX KERRVILLE, TX

World Financial Capital Bank 9,741 57570 JLB Service Bank 170,000 57306 09/16/2005 08/12/2005 20051986
SALT LAKE CITY, UT NEW CASTLE, DE

Merrick Bank 486,874 34519 Chase Manhattan Bank USA, National 8,900 1 23702 03/18/2005 03/03/2005 20050341
SOUTH JORDAN, UT Association
NEWARK, DE

Venture Bank 577,185 22868 Redmond National Bank 110,695 2 27372 08/11/2005 07/27/2005 20051774
LACEY, WA REDMOND, WA

The Cowlitz Bank 301,140 22643 Asia-Europe-Americas Bank 89,297 1 34095 08/12/2005 07/27/2005 20051808
LONGVIEW, WA SEATTLE, WA

Peoples State Bank 44,870 8714 M&I Marshall and Ilsley Bank 15,673 1 1020 01/25/2005 01/14/2005 20043463
AUGUSTA, WI MILWAUKEE, WI

The Peoples State Bank, Mazomanie, 104,072 15046 Community Bank Spring Green and Plain 71,535 2 34174 06/29/2005 06/17/2005 20051239
Wisconsin SPRING GREEN, WI
MAZOMANIE, WI

River Bank 218,244 14995 Farmers State Bank 75,954 3 13861 09/01/2005 08/23/2005 20052040
STODDARD, WI BANGOR, WI

MVB Bank, Inc. 118,851 34603 Susquehanna Bank 16,672 1 9694 09/20/2005 09/20/2005 20052254
FAIRMONT, WV HAGERSTOWN, MD

Union Bank, Inc. 90,106 16620 Wesbanco Bank, Inc. 20,300 4 803 12/19/2005 12/14/2005 20053058
MIDDLEBOURNE, WV WHEELING, WV

Regular Mergers (Page 6 of 6, of 115 records)
Data Date(s) 01/01/2005 to 12/31/2005

7
Corporate Reorganization Mergers

Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application
City, State (000's) City, State Acquired Acquired Approved Reply Date Number
(000's)

First American Bank 2,606,071 23577 Byars and Company, Inc. 4,223 0 10/13/2005 09/20/2005 20052427
DECATUR, AL BIRMINGHAM, AL

Citizens Bank & Savings Company 553,762 15310 The Bank of Bolivar 53,431 5 14671 06/08/2005 05/03/2005 20050486
RUSSELLVILLE, AL BOLIVAR, TN

Calhoun County Bank 38,010 88 First Bank of South Arkansas 102,340 4 89 01/19/2005 12/06/2004 20043232
HAMPTON, AR CAMDEN, AR

First Arkansas Bank and Trust 226,519 16849 First Team Bank 207,434 12 8731 10/11/2005 09/09/2005 20052457
JACKSONVILLE, AR HEBER SPRINGS, AR

Liberty Bank of Arkansas 857,890 3878 TrustBanc 115,846 1 34797 02/16/2005 01/31/2005 20050184
JONESBORO, AR MOUNTAIN HOME, AR

Liberty Bank of Arkansas 1,014,027 3878 Liberty Bank of Arkansas 214,839 9 18277 07/15/2005 06/28/2005 20051627
JONESBORO, AR SILOAM SPRINGS, AR

First Security Bank 1,198,199 5633 First Security Bank of Clarksville 127,630 4 3855 10/03/2005 09/09/2005 20052317
SEARCY, AR CLARKSVILLE, AR

First California Bank 302,073 22819 South Coast Commercial Bank 162,571 3 26015 11/28/2005 11/07/2005 20052965
CAMARILLO, CA IRVINE, CA

Center Bank 1,260,335 26610 Center Savings Bank of Washington 5,000 1 57992 02/22/2005 01/10/2005 20043297
LOS ANGELES, CA LYNNWOOD, WA

Mellon 1st Business Bank, National 2,976,390 23406 A.P. Beaumeade, Inc. 0 02/28/2005 01/31/2005 20060745
Association WILMINGTON, DE
LOS ANGELES, CA

The Bank of New York Trust Company, 468,630 23472 Beacon Fiduciary Advisors, Inc. 19,990 0 09/14/2005 08/12/2005 20052064
National Association BOSTON, MA
LOS ANGELES, CA

Bank of the West 38,766,882 3514 Trinity Capital Corporation 210,700 0 05/23/2005 04/20/2005 20050997
SAN FRANCISCO, CA SAN FRANCISCO, CA

Bank of Colorado 1,165,933 16980 Western Bank 107,066 3 21467 01/20/2005 01/10/2005 20060785
FORT COLLINS, CO GALLUP, NM

Naugatuck Savings Bank (In Formation) 0 Naugatuck Savings Bank 611,132 11 18198 01/05/2005 10/25/2004 20042795
NAUGATUCK, CT NAUGATUCK, CT

HSBC Bank USA, National Association 126,908,000 57890 Global Fund Services (San Francisco) 2,000 1 0 02/24/2005 01/14/2005 20060751
WILMINGTON, DE Limited
SAN FERNANDO, CA

Bank of Bermuda (New York) Limited 91,000 1 0
NEW YORK, NY

CNL Bank, First Coast 9,735 58045 CNLBank 35,945 1 34427 06/01/2005 05/16/2005 20051375
JACKSONVILLE, FL ORLANDO, FL

HSBC Private Bank International 2,837,886 HSBC Bank USA, National Association 829,303 57890 03/08/2005 11/16/2004 20042524
MIAMI, FL WILMINGTON, DE

Mercantile Bank 4,843,261 27515 Pointe Bank 428,410 12 27549 01/21/2005 01/10/2005 20043341
ORLANDO, FL BOCA RATON, FL

Peoples Bank 351,546 34172 United Bank and Trust Company 540,671 7 23052 04/29/2005 03/31/2005 20050697
PALM HARBOR, FL SAINT PETERSBURG, FL

Corporate Reorganization Mergers (Page 1 of 8, of 156 records)
Data Date(s) 01/01/2005 to 12/31/2005

8
Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application
City, State (000's) City, State Acquired Acquired Approved Reply Date Number
(000's)

Peoples Bank 351,546 34172 United Bank of the Gulf Coast 128,880 2 35012 04/29/2005 03/31/2005 20050697
PALM HARBOR, FL SARASOTA, FL

Peoples Bank 367,065 34172 United Bank of the Gulf Coast 133,137 2 35012 06/24/2005 06/06/2005 20051244
PALM HARBOR, FL SARASOTA, FL

Peoples Bank 367,065 34172 United Bank and Trust Company 526,221 7 23052 06/24/2005 06/06/2005 20051656
PALM HARBOR, FL SAINT PETERSBURG, FL

FLAG Bank 910,648 186 First Capital Bank 670,673 1 32736 11/15/2005 10/25/2005 20052791
ATLANTA, GA NORCROSS, GA

The First Bank of Brunswick 147,082 32988 First National Bank 170,924 3 27544 11/28/2005 10/25/2005 20052730
BRUNSWICK, GA SAINT MARYS, GA

Habersham Bank 394,531 151 Liberty Bank & Trust 23,658 2 26879 06/30/2005 06/17/2005 20051101
CLARKESVILLE, GA TOCCOA, GA

Peoples Community Bank 129,082 21292 Peoples Community Bank 159,896 6 53 01/28/2005 12/08/2004 20042409
COLQUITT, GA COLUMBIA, AL

PCB, The Community Bank 62,851 4 15923
MALONE, FL

First Bank of the South 464,150 35390 Lanier Community Bank 114,497 1 57486 12/15/2005 12/14/2005 20053068
LAWRENCEVILLE, GA BUFORD, GA

Security Bank of Bibb County 653,171 27367 Rivoli Bank & Trust 212,367 3 34309 12/19/2005 12/14/2005 20053250
MACON, GA MACON, GA

The Citizens Bank 155,227 15934 Adel Banking Company 80,612 2 5682 09/12/2005 08/23/2005 20051981
NASHVILLE, GA ADEL, GA

First Hawaiian Bank 10,608,792 17985 First Hawaiian Insurance, Inc. 2,059 0 03/28/2005 02/24/2005 20050462
HONOLULU, HI HONOLULU, HI

Farmers & Merchants Bank & Trust 224,300 13737 Farmers and Merchants Bank and Trust 11,700 1 35334 04/25/2005 03/22/2005 20050719
BURLINGTON, IA MOUNT PLEASANT, IA

Community Savings Bank 153,528 14633 Community Savings Bank 66,531 3 34484 03/14/2005 03/08/2005 20050217
EDGEWOOD, IA ROBINS, IA

Farmers Savings Bank 17,939 18518 West Side State Savings Bank 28,320 3 238 01/31/2005 01/14/2005 20043444
HALBUR, IA WESTSIDE, IA

Community State Bank 69,242 25267 Fort Des Moines Community Bank 19,567 1 34931 01/06/2005 12/01/2004 20043152
INDIANOLA, IA DES MOINES, IA

Two Rivers Bank and Trust 20,000 58013 Burlington Bank and Trust 8,225 1 11760 03/10/2005 02/11/2005 20050204
JOHNSTON, IA BURLINGTON, IA

Community Bank 108,950 23189 Wilton Savings Bank 76,959 1 9302 11/16/2005 10/25/2005 20052795
MUSCATINE, IA WILTON, IA

MidWestOne Bank & Trust 289,167 14197 MidWestOne Bank 173,822 4 28495 12/01/2005 10/25/2005 20052820
OSKALOOSA, IA BURLINGTON, IA

Central Valley Bank 122,551 4 33921
OTTUMWA, IA

Corporate Reorganization Mergers (Page 2 of 8, of 156 records)
Data Date(s) 01/01/2005 to 12/31/2005

9
Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application
City, State (000's) City, State Acquired Acquired Approved Reply Date Number
(000's)

MidWestOne Bank & Trust 289,167 14197 Pella State Bank 64,477 2 34600 12/01/2005 10/25/2005 20052820
OSKALOOSA, IA PELLA, IA

Panhandle State Bank 596,900 23415 Intermountain Savings Bank of 105 1 58038 03/28/2005 02/25/2005 20050302
SANDPOINT, ID Washington
SPOKANE VALLEY, WA

Main Street Bank & Trust 1,212,406 10842 Citizens Savings Bank 299,939 5 28428 09/05/2005 08/02/2005 20052038
CHAMPAIGN, IL BLOOMINGTON, IL

United Community Bank 488,729 19459 State Bank of Auburn 71,773 3 15859 06/21/2005 06/01/2005 20051348
CHATHAM, IL AUBURN, IL

ShoreBank 1,507,460 15640 ShoreBank 68,259 1 753 09/01/2005 07/27/2005 20051995
CHICAGO, IL CLEVELAND, OH

First State Bank of Eldorado 95,456 10886 The First National Bank of Dana 13,864 1 4331 10/31/2005 10/07/2005 20052622
ELDORADO, IL DANA, IN

Centrue Bank 600,768 10881 Illinois Community Bank 30,249 1 31068 07/22/2005 06/28/2005 20051636
KANKAKEE, IL EFFINGHAM, IL

The Bank of Marion 187,644 15565 The Egyptian State Bank 39,212 3 17060 06/10/2005 05/10/2005 20051118
MARION, IL CARRIER MILLS, IL

State Bank of Seaton 40,160 11705 Valley Bank 961 1 10450 12/15/2005 11/18/2005 20053032
SEATON, IL MOLINE, IL

Busey Bank 1,524,417 16450 First Capital Bank 248,578 4 34157 07/22/2005 06/28/2005 20051623
URBANA, IL PEORIA, IL

Norstates Bank 617,330 18626 First State Bank of Round Lake 133,673 2 16884 11/01/2005 09/20/2005 20060729
WAUKEGAN, IL ROUND LAKE, IL

MainSource Bank 984,300 5766 Peoples Trust Company 115,602 4 13126 04/13/2005 03/22/2005 20060733
GREENSBURG, IN LINTON, IN

Landmark National Bank 452,785 5826 First Manhattan Bancorporation, Inc. 8,972 0 11/29/2005 11/18/2005 20052864
MANHATTAN, KS MANHATTAN, KS

The Central Bank USA, Inc. 238,089 9314 Citizens Financial Bank, Inc. 41,291 1 57028 02/08/2005 01/14/2005 20043455
GREENSBURG, KY GLASGOW, KY

The Central Bank USA, Inc. 398,532 9314 Brownsville Deposit Bank 52,637 1 1877 11/21/2005 10/19/2005 20052834
GREENSBURG, KY BROWNSVILLE, KY

Ascencia Bank 326,443 1 278
LOUISVILLE, KY

Bullitt County Bank 168,724 2 9674
SHEPHERDSVILLE, KY

First Bank and Trust Co. of Princeton, 85,740 2764 South Central Bancshares, Inc. 333 0 05/13/2005 04/12/2005 20050896
Kentucky RUSSELLVILLE, KY
PRINCETON, KY

Eastern Bank 5,124,410 32773 Plymouth Savings Bank 1,259,471 18 23463 04/04/2005 03/03/2005 20050385
BOSTON, MA WAREHAM, MA

Fall River Five Cents Interim Subsidiary 0 Fall River Five Cents Savings Bank 536,042 7 23286 05/12/2005 03/03/2005 20050301
Bank FALL RIVER, MA
FALL RIVER, MA
Corporate Reorganization Mergers (Page 3 of 8, of 156 records)
Data Date(s) 01/01/2005 to 12/31/2005

10