Download Bonus-Malus System As Policyholders Classification Method in Cyber-Insurance PDF Free - Full Version
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About Bonus-Malus System As Policyholders Classification Method in Cyber-Insurance
This document discusses a proposal to use a bonus-malus system (BMS) for classifying policyholders in cyber insurance. It begins with background on the growing issue of cyber risks and insurance. It then reviews literature on information asymmetry challenges in cyber insurance markets. The author proposes adapting the BMS approach used in auto insurance to classify policyholders based on number of security incidents and mean failure cost. The document provides an example numerical application of the BMS approach for cyber insurance policyholder classification.
Detailed Information
Author: | ['Ольга Мирсанова'] |
---|---|
Publication Year: | 2020 |
Pages: | 23 |
Language: | English |
Format: | |
Price: | FREE |
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