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About Low-Income Homeownership: Examining the Unexamined Goal
A generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and minorities, have risen to record levels. These groups are no longer at the margin of the housing market; they have benefited from more flexible underwriting standards and greater access to credit. However, there is still a racial/ethnic gap and the homeownership rates of minority and low-income households are still well below the national average. This volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities. The book is divided into five chapters which focus on the following subjects: homeownership trends in the 1990s; overcoming borrower constraints; financial returns to low-income homeowners; low-income loan performance; and the socioeconomic impact of homeownership. Copublished with the Joint Center for Housing Studies.
Detailed Information
| Author: | Nicolas P. Retsinas, Eric S. Belsky |
|---|---|
| Publication Year: | 2002 |
| ISBN: | 9780815706038 |
| Pages: | 512 |
| Language: | English |
| File Size: | 4.119 |
| Format: | |
| Price: | FREE |
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