It's More Than Money-It's Your Life! : The New Money Club for Women

275 Pages·2003·0.82 MB·English

by  Candace Bahr

IT’S MORE THAN MONEY—
IT’S YOUR LIFE!
The New Money Club for Women
CANDACE BAHR,
CEA, CDS
GINITA WALL, CPA, CFP®, CDS
John Wiley & Sons, Inc.

Additional Praise for
It's More Than Money—It's Your Life!
“Finally we have a manual that spells it out and tells it like it is for women and
money.Any woman over 21 who cares about her financial health,well-being,and
future must read this book.”
—Cherie Carter-Scott,Ph.D.
author ofIfSuccess Is a Game,These Are the Rules: 10 Rules for a Fulfilling Life
“Money Clubs are a great place for women to get inspiration and take action
toward financial security.In this entertaining and easy-to-read guide,Candace
and Ginita make dealing with money fun and rewarding.”
—Jennifer Openshaw
CEO,Family Financial Network,Founder,Women’s Financial Network,
and Host,Public Television’s What’s Your Net Worth?
“Finally—a money book you want to read! No stuffy abstract theories here.
Instead,lots ofspecific,concrete ideas on real money issues real women
encounter every day.It’s More Than Moneyis a breeze to read,with friendly,
encouraging language,and lots oflaugh-out-loud humor.The book shows you
how to save money,make money,and make money your friend.Don’t wait
another minute—you’ll want to get started today!”
—Martha Barletta
author ofMarketing to Women: How to Understand,Reach,and
Increase Your Share ofthe World’s Largest Market Segment
“Ifyou have ever let fear or lack ofinformation keep you from achieving your
financial goals,you must read this book today.Candace Bahr and Ginita Wall
have written an engaging,user-friendly guide chock full ofexpert advice,easy-
to-use worksheets,and personal stories that will help any woman take small but
critical steps to master her finances and become a money star.It’s More Than
Moneyis a must-read for women who are ready to change their financial lives
and anyone who wants to get the most out oftheir money.”
—Derek T.Dingle
Vice President and Executive Editor,Black Enterprisemagazine
“This book is a ‘must-read’for anyone serious about their money.The stories will
inspire you,and the step-by-step expert advice makes financial success
achievable.Read it and share it with friends.Candace and Ginita have created a
wonderfully warm and dynamic book that can make a difference in your life!”
—Victoria Collins,Ph.D.,CFP®
coauthor ofBest Intentions: Ensuring Your Estate
Plan Delivers Both Wealth and Wisdom
“Candace Bahr and Ginita Wall have successfully guided women to financial
security for 25 years.Now,through the Money Clubs,they’ve provided a
roadmap and a toolkit for all to reach that destination.Stop struggling with
money on your own,join friends to share the wealth ofyour growing knowledge,
and celebrate the new,more financially confident you.”
—Ann Perry
author ofThe Wise Inheritor: A Guide to Managing,
Investing,and Enjoying Your Inheritance
“The concept ofa Money Club resonates with women because it is a safe and
supportive environment to learn how to make,manage,and invest your money.
Candace and Ginita do a great job helping women understand their economic
life.Get your friends together and start a Money Club right now!”
—Nancy Dailey,Ph.D.
author ofWhen Baby Boom Women Retire
IT’S MORE THAN MONEY—
IT’S YOUR LIFE!
The New Money Club for Women
CANDACE BAHR,
CEA, CDS
GINITA WALL, CPA, CFP®, CDS
John Wiley & Sons, Inc.
Copyright © 2004 by Candace Bahr and Ginita Wall. All rights reserved.
Published by John Wiley & Sons, Inc., Hoboken, New Jersey.
Published simultaneously in Canada.
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have used their best efforts in preparing this book, they make no
representations or warranties with respect to the accuracy or
completeness of the contents of this book and specifically disclaim any
implied warranties of merchantability or fitness for a particular purpose.
No warranty may be created or extended by sales representatives or
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Library of Congress Cataloging-in-Publication Data:
Bahr, Candace.
It’s more than money—it’s your life: the new money club for women/
Candace Bahr and Ginita Wall.
p. cm.
Includes index.
ISBN 0-471-44974-1 (CLOTH)
1.Women—Finance, Personal. I. Wall, Ginita. II. Title.
HG179.B267 2004
332.024’0082—dc22
2003018291
Printed in the United States of America
10 9 8 7 6 5 4 3 2 1
We dedicate this book to our parents,
Howard and Beatrice Bahr, and Theodore and Gina Allen.
They gave us encouragement to pursue our dreams,
and the belief we were capable of accomplishing anything.
These are gifts above all monetary riches.
To women everywhere, these things we wish for you:
To prosper through giving, to grow as you inspire.
To accept the abundance that good friends offer.
To create enduring worth for the world.
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Acknowledgments
Nobook is ever the result ofthe authors’efforts alone.We have been fortunate to
have many people around to encourage and support us through the process.
Wecouldn’t have written this book without the diligent efforts ofLeslie Rosen-
berg,who helped us crystallize our ideas and capture them on paper.Thanks also
to Jessica Richman who lent her creative wit to this project at a time when we
needed her most.WIFE.org and the Money Clubs have benefited greatly from the
talents ofour web master extraordinaire,David Barnett.Karla Swatek,book pub-
licist and ever-supportive friend,continues to be invaluable in helping us get the
wordout.And special thanks to Maru Corrada,who started the very first Money
Club,and now volunteers her time to help others start clubs oftheir own.
We are indebted to those close to us who not only listened but gave us sage ad-
vice and pitched in when we needed them:Terri Bernhardt,Brian Crogan,Denise
Raines, and Kay Weston. Candace is especially grateful for the support and en-
couragement ofher husband,John,who held down the fort at home and at the of-
fice and still managed time to read page after page of manuscript, and for the
inspiration and insights of her wonderful daughter Carrie,who has wisdom be-
yond her years.
Thanks to Candace’s sisters,Beatrice Mann and Merry Hirons,who were there
tohelp out and serve as willing sounding boards,and to her sisters-in-law Marilyn
Kemp,Joanne Goetzinger,and Carol Drosdeck,who always offer support.Special
thanks to Mary Baranowski, the perfect model of what every mother-in-law
should be.And thanks also to Al and Lillian Rosenfeld,and their daughter,Shana,
who provided us shelter,sustenance,and wonderful hospitality on our trips to New
York.
We extend our gratitude to those wonderful women who helped test Money
Club materials and concepts in focus groups—we had such fun those evenings,
and we learned a lot about ourselves and each other.Thank you,Lerena Barbe,Va-
lerie Brown,Sharon Dodson,Edith Fine,Nancy Gordon,Linda Howard,Rhonda
Jimerson,Julie Johnson,Maria Katona,Marianne Kripps,Michele Larez,Connie
Leigh,Felicia Lewis,Joy Martin,Mary Ann Neis,Ann Perry,Claire Plotner,Rory
Powell, Suzi Resnik, Lesley Seaton, Alice Solovay,Viki Turnipseed, and Megan
Wilfong.For their constant enthusiasm,thanks to Virginia Ann Hodge and Kelly
Ferrin.
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